How Credit Counseling Works

Learn How You Can Succeed
by Utilizing Our Credit Counseling Programs

At InCharge Debt Solutions, our mission is to provide credit counseling to financially distressed individuals and families. We provide consumers with credit counseling programs that educate and provide personal financial management tools that will enable them to use credit responsibly and set a course for a financially stable and successful future.

The InCharge Debt Management Program is not a loan – it is a manageable repayment plan. InCharge makes your monthly payments affordable while you work toward paying off your debt. Call today for your credit counseling session and start taking control of your life.

After reviewing your personal situation, your credit report information and your income, assets and debts with you, we will have a better picture of your situation and be able to recommend solutions to you. In some cases, a Debt Management Program is the answer, but that is not always the case. We will explain each solution to you and give you the advantages and disadvantages of each, based on your particular needs. After doing so, you choose the option that is right for you.

Once you make your choice, we will help you get started on your solution. Whether it’s enrollment in a Debt Management Program, education or a referral to one of our industry partners, we will do whatever it takes to get you started on a plan that can pay down your debts and solve your problem.

We encourage you to start the process online by setting up an account on our website. That way, you can access your information at any time and you’ll be ahead when you call our toll-free number for your free credit counseling session.