Financial Calculators
Get to know your finances with our interactive financial calculators. From paying
off your mortgage to saving for college, these valuable tools can help you plot
out and visualize your financial goals. Then you just have to make them a reality!
The online credit counseling tools and calculators can help you lay out a financial
plan to achieve your dreams.
College Savings Calculator
The College Savings Calculator is designed to provide parents and students a sense
of how much they need to save each month to pay for their educational needs.
Credit Card Optimizer
The Credit Card Optimizer can help you find alternatives to credit card consolidation
and learn the benefits of our customized debt solutions.
Debt Amount Calculator
Use these online credit counseling tools, like this debt calculator, to estimate
your credit debt, the payments you need to make, the amount of time it will take
you to get out of debt, and more.
Debt Rolldown Calculator
The Debt Rolldown Calculator applies two simple principles to paying off your credit
card debt. 1. Payoff the card with the highest interest rate first. 2. When a card
balance is paid in full, apply the money you would have used for that card to the
one with the next-highest interest rate.
Home Budget Calculator
Establishing a monthly home budget is the best way to manage your cash flow. Use
our Home Budget Calculator to properly manage your monthly expenses and get out
of debt.
Mortgage Payoff Calculator
The mortgage payoff calculator can help you calculate the amount of interest you
will save by paying your mortgage off early.
Credit Card Payoff Calculator
Use the free Credit Card Payoff Calculator to see how long it can take you to pay
off your cards. It can also be used to develop a new payment plan.
Savings Calculator
Consistent investments over a number of years can be an effective strategy to accumulate
wealth. Even small additions to your savings add up over time. This calculator demonstrates
how to put this savings strategy to work for you!
Social Security Calculator
Use the Social Security Calculator to help you estimate your Social Security benefits
when you retire.
Spend Less Calculator
Use the Spend Less Calculator to see just how much your budget reductions may be
worth, if you were to invest them. Reducing your spending can be a very effective
way to improve your cash flow and give you extra money for daily use and to add
to your savings.