You Can Do It
Now that you’ve explored some ways to turn your financial life around, it’s time
for you to take action. Aren’t you ready to live a free from the burden of debt
life, one without collection calls, debt anxiety, and overwhelming stress? All it
takes is some knowledge and dedication—and the first step is setting a strategy
and sticking to it.
We can help. InCharge Debt Solutions, a nonprofit organization, manages the repayment
of over half a billion dollars of consumer debt to the nation’s creditors every
year. However, we provide much more than debt repayment — we offer budgeting assistance,
referral services, and “personal touch” counseling to consumers struggling with
debt, plus ongoing support.
Our debt management program is not a loan—it is a manageable repayment plan. Your
creditors want you to continue to make payments. That’s why they’re willing to work
with InCharge to make your monthly payments affordable while you work toward paying
off your debt.
Professional. Personal. Private.
At InCharge Debt Solutions, our professional, certified counselors work with each
client to provide the personalized attention necessary to find a solution that meets
their needs. As soon as you call, our partnership begins. If a debt management program
(DMP) is recommended, you’ll work with a certified credit counselor who will assess
your financial situation and work one-on-one with you to develop a payment plan
designed to fit your unique needs. This personalized approach is part of our commitment
to your financial success that sets us apart from other credit counseling and debt
management providers. All communications are completely confidential and discreet,
ensuring you privacy and respect.
Solutions-based approach.
We recognize that debt management programs are not the answer for everyone. For
those we feel would not qualify for or benefit from a DMP, we offer financial counseling,
which includes budget assistance, money management education and, if applicable,
referrals to social service agencies or partners that can help with mortgage problems
or student loans.
Sound business practices.
InCharge is dedicated to providing the highest level of quality and operates under
the most stringent of professional guidelines. As part of our commitment to excellence,
InCharge undergoes independent audits, is certified under the ISO 9001:2000 standard,
and is a member of the Association for Financial Counseling and Planning Education
(AFCPE). InCharge is also a member of the Better Business Bureau.
Payments you can manage.
Once you and your counselor establish your repayment schedule, you will be responsible
for one affordable monthly payment to InCharge. We distribute your payment to each
of your creditors—on time, every time. As soon as you begin to make consistent payments
and show your creditors you are serious about getting out of debt, you’ll receive
benefits like:
- Reduced interest rates
- Waived late fees and over the limit fees
- No more collection calls
Benefits that last a lifetime.
The benefits of InCharge Debt Solutions continue long after you enroll in our debt
management program. Our counseling and educational services help you develop a long-term
plan for managing your finances. Through our Web portal, www.incharge.org, and through
personal finance publications like Your Money Guides we address issues such as budgeting,
managing cash flow, understanding credit reports, using credit effectively and avoiding
bankruptcy. With our help, you won’t just get out of debt, you’ll have the tools
you need to stay out of debt.
One call is all it takes.
To get started, all you need to do is call us. Our counselors are ready to help
you six days a week, nationwide — call toll free: 1.877.544.9126