Volume 4: Budgeting: You Can Gain Control of Your Financial Life

Establishing and sticking to a budget, correcting bad spending habits, and creating a realistic plan to pay down your debt can all help you take back your financial freedom. This issue includes information on:

Breaking the debt cycle
How debt management plans work
The downside of home equity loans
Budgeting tips - and how to stick to them

Breaking The Debt Cycle: Avoiding Bad Spending Habits & practices

Just as in every aspect of life, falling into bad habits is easy to do. Take the advice in this article and get started changing those practices before it’s too late!
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What’s a Debt Management Program - And How Can it Help Me?

For many consumers saddled with excessive medical and credit card bills, a Debt Management Program can help. But, what is it, what are the benefits and how does it work?
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Borrowing Against Your Home’s Equity: What You Need To Know

It is often very tempting to take out a loan against the equity in your home to pay off your debts. But, is that always the right answer and how can you make that determination?
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The Power of Budgeting: Why Setting A Monthly Spending Plan Is Key

Some think that you need to increase your income in order to meet your budget, but the fact is that establishing manageable spending limits is often the best strategy.
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