InCharge Debt Solutions is a nonprofit, community-service organization offering confidential and professional credit counseling, debt management, and financial education programs to individuals nationwide. InCharge is committed to providing services that help consumers pay off their debts and achieve financial independence.

Major Services: Credit Counseling and Debt Management

InCharge's experienced credit counseling professionals are available:

• Monday through Friday from 8:00 a.m. to 11:00 p.m.
• Saturday 9:00 a.m. to 6:00 p.m.
• All times are Eastern Time.

At the core of InCharge's credit counseling services is a comprehensive Debt Management Program for individuals experiencing financial trouble. Through the program, InCharge works with creditors to help individuals get out of debt without taking a loan.

When calling InCharge, please have your credit card statements ready so that we can thoroughly counsel your needs.